The Importance of a Healthy Credit Score: Insights from Binus Finance International’s Guest Lecture

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The Importance of a Healthy Credit Score: Insights from Binus Finance International’s Guest Lecture

JAKARTA, INDONESIA – The importance of maintaining a healthy credit score was the central theme at a recent guest lecture hosted by Binus Finance International. The event, which took place on March 26th, 2024, saw an impressive turnout of around 200 attendees, comprising students, professionals, and enthusiasts in the field of finance and technology.

The lecture was delivered by Junedy Liu, Business Strategy Director at SeaBank, and Mr. Victor Laoh, Director of Easy Cash. Both speakers captivated the audience with their insights into the dynamic world of digital banking, focusing particularly on the innovative ways financial institutions are now carrying out digital credit scoring.

Liu and Laoh emphasized the importance of maintaining a good credit score in the digital age. They explained how digital credit scoring has revolutionized the way financial institutions assess creditworthiness, making it more efficient and accurate. This new approach, they noted, allows for quicker loan approvals and personalized interest rates, benefiting both the banks and their customers.

Mr. Laoh further stressed the importance for students to be aware of credit worthiness as it could affect their future careers. He highlighted that many employers these days also carry out credit checking on prospective employees, making a good credit score more important than ever.

The lecture sparked lively discussions among the attendees, highlighting the growing interest in digital banking and its impact on the financial landscape. The event was a testament to Binus Finance International’s commitment to providing cutting-edge knowledge and insights through interactive learning experiences.

Complementing the knowledge and experience of the guest speakers, who have long been involved in digital banking, the Finance International program from BINUS International also offers advantages that will further prepare its students to work in this sector.

“Finance International program also offers many opportunities for students to gather knowledge and experience outside the classroom,” said Valentina Tohang, SE., M.Buss (ERP), M.Buss (Acc), Head of Program Finance International BINUS University, about the advantages of her study program before continuing, “One of them is through Binter’s Calling which will give them exposure as well as networking opportunities with industry players like Mr. Junedy and Mr. Laoh.”

BINUS International realizes classroom learning alone is insufficient to produce professional and creative leaders and entrepreneurs. They also need real experience and connections with experts to be successful. Therefore, the Finance International program’s curriculum combines theory with enrichment outside the classroom through talk shows with experts.

Digital banking is increasingly favored by individual consumers and business actors in Indonesia. Therefore, BINUS International held Binter’s Calling themed “The Importance of a Healthy Credit Score,” which invited Junedy Liu, Business Strategy Director at SeaBank, and Mr. Victor Laoh, Director of Easy Cash, to discuss how this concept will benefit various sectors. The event was held on March 26, 2024, at BINUS @Senayan, JWC Campus.